Medigap insurance helps pay for costs not covered by Original Medicare, such as copayments, coinsurance, and deductibles. It acts as a safety net to ensure you have adequate coverage.

To purchase a Medicare Medigap insurance policy, you must be enrolled in Medicare Part A and Part B. You can apply during your Open Enrollment Period, which begins the month you turn 65.

Yes, Medigap plans are standardized by the federal government. This means that each plan of the same letter (A through N) offers the same benefits, regardless of the insurance company.

No, you cannot have both a Medigap plan and a Medicare Advantage plan at the same time. You must choose one coverage route.

Choosing the right Medigap supplement insurance plans depends on your healthcare needs and budget. Consider factors like your frequency of healthcare services and existing conditions.

Medigap generally does not cover long-term care, vision or dental care, hearing aids, prescriptions, or private-duty nursing. Review the specifics of each plan to understand coverage limitations.

Premiums vary based on the plan, insurer, and location. It’s important to compare costs through resources like Medicare.gov to find a plan that fits your financial situation.

You can apply for a Medicare supplement plan directly through Low Country Senior Benefits.

You have a 30-day free-look period to cancel your Medigap policy for a full refund after you receive your policy. Make sure to review coverage details during this time.